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Identity Theft
A thief can get your identity by:
- Stealing a wallet and purse with your ID, credit, and bank cards.
- Stealing your mail, including bank and credit card statements, pre-approved
credit offers, new checks, and tax information.
- Completing a change-of-address form to divert your mail to another
location.
- "Dumpster diving" through your trash for personal data.
- Falsely obtaining your credit report by posing as a landlord, employer,
or some¬one else who ,may have a legitimate need for, and legal
right to your information.
- Posing as a representative from a company or government agency through
bogus e-mail or telephone contacts.
- Finding your personal information in your home.
- Using personal information you share on the Internet.
- "Shoulder surfing" at the ATM or telephone booth to watch
you enter your PINs.
- Hacking computer files, or stealing or bribing an employee to steal
files out of an office where you are a customer, employee, patient,
or student.
You can prevent theft by:
- Carrying only the ID, insurance, and credit cards you use often. Keep
the rest in a lock box at home or other secure location.
- Storing your wallet or purse in a secure location while you're at
work or other public places.
- Not printing your Social Security or driver's license numbers on your
checks.
- Not leaving mail in your box for a long period of time.
- Stopping your mail while on vacation.
- Promptly and thoroughly reviewing financial statements, disputing
anything that looks suspicious.
- Inquiring at your local post office if your mail volume suddenly decreases.
- Shredding documents that contain personal information before you throw
them away.
- Regularly requesting a copy of your credit report to examine any changes
in your credit history.
- Refusing to provide personal information over the phone unless you
know the caller.
- Memorizing your PINs and passwords. Do not write them down or store
them anywhere in your home.

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